• info@wgscsociety.com

Loans

WGS Co-Operative Society

Housing Loan

Planning to own a home is one of lifes most rewarding challenges. Plan building a home / buying a flat. Leave the financing to us. We have the right housing finance scheme for you. Being in the safety of your home is a blessing today. Spending more time in the comfort of your home might want you to renovate or even redecorate it. Go on and bring in some newness to your home with the WGSCS range of Home Loan. We give you the ease of quick processing and repayment options. Get expert advice and unmatched service at every step, with minimal and hassle-free documentation. Benefit from pocket-friendly EMI options and flexible repayment tenures. Whatever you’re dreaming of doing with your home – whether it’s a new kitchen or a top-to-bottom upgrade – if you’re already a customer of ours, we can approve your loan quickly.

Documents Required

  •    Property Document
  •    Property Related Certificates
  •    Salary Certificate
  •    Documents list attached in Downloads

Amount Up To 50,00000

Tenure Up To 240 Months

Interest Rate : 7.95%
Daily Diminishing

Property Loan

Get a loan worth up to 65% of the market value of the property. Our high loan amounts also come with longer repayment tenures, all at attractive interest rates. Both residential and commercial properties* are accepted as collateral, and the money from the Bank Loan Against Property can be used for a variety of personal or business needs. With competitive interest rates, you can easily repay your loan in low EMIs, or choose our Dropline Overdraft Facility. All our charges are communicated up front, at the time of the processing of the loan. No hidden charges or fees.

Documents Required

  •    Property Document
  •    Property Related Certificates
  •    Salary Certificate
  •    Documents list attached in Downloads

Amount Up To 50,00000

Tenure Up To 240 Months

Interest Rate : 9.9%
Daily Diminishing

Gold Loan

Gold Loan can be availed by pledge of gold ornaments including gold coins sold by Banks with minimum paper work and low interest rate. Bid goodbye to your financial worries, with a WGSCS Gold Loan. Get a quick and easy Gold Loan up to Rs 25 LAKHS, against your gold jewellery. With our loan against Gold (Jewel Loan), you can easily avail cash to finance your requirements. Just walk into our branch with your gold jewellery and get an instant cash disbursal. Our simple documentation process requires only your Know Your Customer (KYC) details; . Additionally, your gold jewellery stays completely safe with us, while you go ahead and fulfil your needs. You can avail a Gold Loan whenever you require funds for the education of your children, business expansion, working capital requirement, down payment for the purchase of property or automobile, medical emergency, holiday with family, agricultural needs, etc. So don’t let your gold remain idle, put it to good use, get a WGSCS Gold Loan.

Items Required

  •    Ornaments
  •    Aadhaar / Any authorised ID Card
  •    Documents list attached in Downloads

Amount Up To 50,00000

Interest Rate : 7.25%
Daily Diminishing

Vehicle Loan

Dreaming of that Vehicle you’ve always wanted? Or upgrading to a family car? We can help you spread the cost of whatever vehicle you’ve got your eye on – new or used. If you’re already a customer with us, we’ll help get you on the road swiftly and smoothly. Would you like to own a vehicle? Is it the vehicle of your dreams? Avail a vehicle Loan from or opt for a pre-approved Car Loan from WGSCS at the earliest! You will also be able to avail vehicle Loans of up to 100% of on the “on-road” price of the car, with attractive interest rates

Electric Vehicle Loan

Go green with Wadakanchery Govt. Servants' Co-Op. Society EV Loan! Get the financing you need to purchase your eco-friendly electric vehicle

Interest Rate : 7.45%

Documents Required

  •    Quatation
  •    Salary Certificate
  •    Documents list attached in Downloads
Interest Rate : 7.95%
Daily Diminishing

Surety Loan

Get your Surety Loan with WGSC Society with Low documentation and Easy process.

Documents Required

  •    Salary Certificate
  •    Documents list attached in Downloads
Interest Rate : 9.9%
Daily Diminishing

Overdraft Loan

Get your Overdraft Loan with WGSC Society with Low documentation and Easy process.

Documents Required

  •    Salary Certificate
  •    Documents list attached in Downloads
Interest Rate : 9.9%
Daily Diminishing

Personal Loan

More flexible terms for personal loans at WGSCS. We have the personal loan to suit your needs; whether it’s a holiday you're planning or that big day out. Use our personal loan calculator to find the terms and payment options that are right for you. The quick approval process of Personal Loans from WGSCS ensures you have an easy borrowing experience.

Documents Required

  •    Salary Certificate
  •    Documents list attached in Downloads
Interest Rate : 9.9%
Daily Diminishing

Emergency Loan

Get Emergency Loan with WGSC Society with Low documentation and Easy process.

Documents Required

  •    Salary Certificate
  •    Documents list attached in Downloads
Interest Rate : 9.9%
Daily Diminishing